What rebuilds look like here
Attached-garage fires in the county's split-levels and ramblers rebuild the garage, the rated separation and often the bonus room above, with wet-smoke cleanup through a shared attic; Everett's older neighborhoods need Craftsman-era structural work; Mill Creek and Lynnwood complexes need per-unit scopes. Permits run through the cities and the county's planning department.
From board-up to move-in
Secure the same night; assess and scope the next morning; mitigate and clean; approve the scope with code upgrades and owner upgrades separated; permits and engineering; rebuild in sequence with inspections; close out with contents returned and depreciation released. One contractor, one schedule, one claim file.
When you call
The dispatcher asks whether the fire department has released the house, whether utilities are off and whether you can stay there, routes a board-up crew the same night and an estimator the next morning, and tells you the contractor's name and L&I registration number before arrival. On covered claims the contractor bills your insurer directly and you pay your deductible.
